免费 · 财务计算器
FIRE 财务自由计算器.
根据年支出和提取率算出你的 FIRE 目标金额、达到所需年数以及 Coast FIRE 金额,均以今天的购买力计算。
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使用方法: FIRE 财务自由计算器
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英语技术说明
Ignores taxes, fees, pensions and changes in spending. Not financial advice. Everything is calculated in your browser; nothing you type is uploaded.
FIRE number = spending ÷ withdrawal rate. The balance grows each year by the real return ((1 + return) ÷ (1 + inflation) − 1) plus your savings. Coast FIRE = FIRE number ÷ (1 + real return)^(years to 65).
Spending 36,000 a year at a 4 % withdrawal rate needs 900,000; with 85,000 invested and 24,000 saved a year at a 4.39 % real return, you get there in 20 years.