Gratis · Calculadoras financieras
Calculadora de alquilar o comprar.
Compara el patrimonio que creas comprando una vivienda o alquilando e invirtiendo la diferencia, con hipoteca, impuestos, mantenimiento, gastos y revalorización.
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Cómo usar esta herramienta: Calculadora de alquilar o comprar
Introduce los datos o selecciona el archivo. Ajusta las opciones, genera el resultado y revísalo antes de copiarlo o descargarlo.
Límites y formatos compatibles
Los datos se procesan en tu dispositivo.
Notas técnicas en inglés
Simplified: tax relief, capital gains tax and rent rules are not modelled. Up to 50 years. Not financial advice. Everything is calculated in your browser; nothing you type is uploaded.
Month by month, the owner pays the mortgage, property tax, upkeep and insurance; whoever pays less than the other invests the difference. The renter also invests the deposit and buying costs. Wealth to buy = home value after selling costs − loan left + investments.
A 350,000 home with 20 % down at 4 % over 25 years costs 1,477.94 a month in mortgage payments; against 1,300 rent and a 5 % return, renting is slightly ahead after 15 years.