免费 · 财务计算器
租房还是买房计算器.
比较买房与租房并把差额用于投资所积累的财富，考虑贷款、房产税、维护、买卖费用和房价涨幅。
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使用方法: 租房还是买房计算器
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英语技术说明
Simplified: tax relief, capital gains tax and rent rules are not modelled. Up to 50 years. Not financial advice. Everything is calculated in your browser; nothing you type is uploaded.
Month by month, the owner pays the mortgage, property tax, upkeep and insurance; whoever pays less than the other invests the difference. The renter also invests the deposit and buying costs. Wealth to buy = home value after selling costs − loan left + investments.
A 350,000 home with 20 % down at 4 % over 25 years costs 1,477.94 a month in mortgage payments; against 1,300 rent and a 5 % return, renting is slightly ahead after 15 years.