THE PASTEZAP TOOLKIT
Finance Calculators
Plan loans, mortgages, savings, salaries, taxes and investments with transparent formulas.
Choose from 25 focused tools. Each page shows supported formats, practical examples and input limits before you begin. No account is required.
25 tools
Currency Exchange
Convert currencies with dated reference rates from official sources.
Loan EMI Calculator
Calculate fixed-rate monthly payments, extra-payment payoff and total interest.
Mortgage Cost Calculator
Model principal, interest, fixed taxes, insurance, HOA and simplified PMI.
Compound Interest Projection
Project initial savings and monthly contributions with explicit compounding.
Gross Salary Converter
Convert gross pay using explicit working hours and weeks.
Payroll Simulator
Estimate net pay, gross pay and employer cost for one person in 40 countries.
Discount Calculator
Apply one or several percentage discounts and see the total savings.
Sales Tax Calculator
Add or remove a user-entered sales tax or VAT rate.
Tip & Bill Splitter
Calculate a tip and split the total bill among a group.
Amortization Schedule Generator
Download a monthly principal, interest and balance schedule.
Auto Loan Calculator
Model vehicle financing with down payment, fees, trade-in balance and price tax.
Credit Card Payoff Calculator
Estimate payoff with a fixed monthly payment and no additional spending.
Home Affordability Scenario Calculator
Model a purchase budget from a selected debt ratio, income and fixed expenses.
Monthly Investment Projection
Project recurring investments and show the balance curve.
Inflation Scenario Calculator
Estimate equivalent future cost and purchasing power using a supplied fixed rate.
Retirement Contributions Projection
Project salary-based monthly saving and a configurable employer match.
Return on Investment Calculator
Calculate net profit, simple ROI and a terminal-value annualized return.
Profit Margin and Markup Calculator
Distinguish margin on selling price from markup on cost.
Savings Goal Calculator
Calculate the end-of-month contribution needed to reach a stated savings target.
Refinance Comparison Calculator
Compare remaining and replacement loan payments, costs and interest.
Fixed Deposit Projection
Project a fixed deposit using a user-selected rate and compounding frequency.
Recurring Deposit Projection
Project regular monthly deposits under an explicit compounding assumption.
India PPF Projection
Model annual deposits before April 5 at an illustrative fixed rate.
India HRA Exemption Calculator
Apply the basic old-regime HRA minimum-of-three calculation.
Debt Snowball and Avalanche Planner
Simulate minimum payments and roll extra budget into balance- or rate-prioritized debt.